Debt Management & Bankruptcy
Explore our comprehensive guides and articles about Debt Management & Bankruptcy.
February 4, 2026
Rebuild Credit After Bankruptcy with Secured Cards & Credit‑Builder Loans
Rebuild credit after Chapter 7 or 13 with secured cards and credit‑builder loans. Timelines, product features, how new scoring models affect approvals.
December 22, 2025
Bankruptcy Recovery Playbook: Practical Steps to Rebuild Credit, Budget and Access Credit After Chapter 7 or 13
Practical playbook to rebuild credit after Chapter 7 or 13: budgeting, secured cards, credit-builder loans, rent reporting, BNPL risks and timelines to access new credit.
December 19, 2025
Medical Debt, Collections & Settlement: What 2024–2025 Policy Changes Mean for You
Learn how CFPB and credit bureau changes in 2024–25 affect medical collections, settlement tactics, legal risk, and whether to settle or consider bankruptcy.
November 14, 2025
How Debt Settlement Affects Your Credit Long Term: Realistic Expectations and Timelines
Learn how debt settlement appears on credit reports, realistic recovery timelines, and practical steps to rebuild credit after settling debts.
November 14, 2025
When Bankruptcy May Be an Option: When to Talk to a Lawyer
Struggling with unmanageable debt? Learn the signs bankruptcy might help, what Chapter 7 vs 13 means, and what to bring when you consult a lawyer.
November 14, 2025
How to Negotiate with Creditors Before Considering Settlement or Bankruptcy
Practical steps to negotiate with creditors, create affordable plans, and protect your rights before choosing debt settlement or bankruptcy. Scripts, documentation tips, and tax notes.
November 14, 2025
Rebuilding After Bankruptcy: Practical Steps to Restore Credit and Financial Stability
Practical steps to rebuild credit after bankruptcy—timelines, secured cards, loans, and mortgage waiting periods. Realistic plan for recovery.
November 14, 2025
Debt Settlement vs Chapter 7 & 13: Which Option Fits Your Financial Situation?
Compare debt settlement and Chapter 7/13 bankruptcy: eligibility, credit and tax impacts, timelines, costs, and practical next steps to decide the best path.
November 14, 2025
Chapter 7 vs Chapter 13: Costs, Eligibility and How Each Impacts Your Credit
Compare Chapter 7 and Chapter 13 bankruptcy: eligibility, filing and attorney costs, timelines, and how each affects credit reports and rebuilding strategies.