Repairing Credit & Disputes
Explore our comprehensive guides and articles about Repairing Credit & Disputes.
February 1, 2026
BNPL and Credit Repair: Practical Dispute Strategies When Installment Platforms Don’t Report (or Report Incorrectly)
Dispute BNPL reporting errors: verify whether payments are reported, gather docs, use CFPB templates, follow FCRA timelines, and escalate to bureaus now.
December 26, 2025
Use the CFPB, Consumer Portals and Smart Templates to Win Credit Disputes Faster: A Step‑by‑Step Process
Guide to using the CFPB portal, credit-bureau dispute tools and smart templates to fix credit report errors faster, with evidence and escalation steps.
November 20, 2025
Handling Collection Accounts: Validate Debt Letters, Negotiation Scripts and Reporting Outcomes
Learn how to validate collection debts, use FDCPA/FCRA rights, send debt‑validation letters, negotiate payment or settlement, and track reporting outcomes effectively.
November 19, 2025
When a Credit Bureau Won’t Fix an Error: How to Escalate and Enforce Your Rights
Learn what to do when Equifax, Experian, or TransUnion won’t fix an error: step-by-step escalation, your FCRA rights, sample letters, and how to file complaints.
November 14, 2025
Sample Dispute Letters That Work: Remove Errors, Outdated Items & Identity Fraud
Proven dispute letter templates to remove errors, outdated items, and identity-fraud entries from credit reports. Step-by-step samples and timelines.
November 14, 2025
Are Credit Repair Services Worth It? Red Flags, Costs, and When to DIY
Learn whether credit repair companies are worth the cost, how to spot scams, your legal protections under CROA and FCRA, and a practical DIY dispute checklist.
November 14, 2025
How to Choose a Reputable Credit Repair Company — Questions to Ask Before You Pay
Learn which questions to ask before hiring a credit repair company, the legal protections you have, red flags to avoid, and DIY alternatives.
November 14, 2025
DIY Credit Repair Checklist: Timeline, Templates & What to Expect
DIY credit repair checklist: timelines (30–45 days), step-by-step dispute templates and sample letters, tracking tips, escalation steps, and your legal rights.