Credit Basics & Scores
Explore our comprehensive guides and articles about Credit Basics & Scores.
November 14, 2025
How Often Should You Check Your Credit? A Practical Schedule for Every Stage of Life
Practical schedule for checking credit at every life stage — teens to retirees. Learn when to pull reports, monitor scores, freeze files, and respond to alerts.
November 14, 2025
Best Credit Monitoring Tools in 2025: Alerts, Identity Protection, and Value
Compare top credit monitoring services in 2025: three‑bureau alerts, identity restoration, and real value. Learn which plan fits your needs and budget.
November 14, 2025
Model Changes to Watch: FICO and VantageScore Updates That Could Affect You in 2025
How 2025 credit-model updates — FICO’s BNPL-inclusive scores and VantageScore 4.0’s mortgage acceptance — could affect your score and homebuying.
November 14, 2025
Payment History, Utilization & Age: What Really Moves Your Credit Score
Discover how payment history, utilization and account age are weighted in modern credit scores — plus practical steps to improve your standing.
November 14, 2025
How to Spot Inaccuracies on Your Credit Report and What to Do Next
Spot inaccuracies on Equifax, Experian and TransUnion reports. Learn what to check, how to gather evidence, file disputes, and protect against identity theft.